Day 8: 30-Day Financial Wellness & Home Ownership Series You need an emergency fund. I need an emergency fund. Everyone needs an emergency fund. Let’s dive into how we get there in this 5 step emergency fund savings plan. First, let’s talk about what an emergency fund is and why it’s necessary. I believe in having two emergency fund accounts so to speak. They are funded simultaneously but … [Read more...] about 5 Step Emergency Fund Savings Plan
7 Tips to Improve Your Credit Score
Day 7: 30-Day Financial Wellness & Home Ownership Series Since I wrote on things to know about credit cards, the next obvious step is to talk about tips to improve your credit score. I’m no credit wizard but thankfully I have the personal experience to be able to share with you some strategies. I have worked through all seven of these tips over the years. In the past, I’ve also read … [Read more...] about 7 Tips to Improve Your Credit Score
5 Things to Know About Credit Cards
Day 6: 30-Day Financial Wellness & Home Ownership Series Credit card debt is easy to rack up and hard to pay off. If you’ve ever had it, I’m sure you know this. If you haven’t, you’re blessed and keep it that way. There are good and bad things to know about credit cards so that you can be an informed user. There are some people who detest credit cards and there are some who use them for … [Read more...] about 5 Things to Know About Credit Cards
8 Ways Single Moms Can Make Extra Money
Day 5: 30-Day Financial Wellness & Home Ownership Series Earning extra income for your family is easier than ever nowadays. The internet affords us opportunities that our grandparents and parents for that matter couldn’t dream of when they were raising us as youngsters. You can start your own business, build a website, or register your business with your state all from the comfort of your … [Read more...] about 8 Ways Single Moms Can Make Extra Money
3 Tips for Dating on a Budget
Day 4: 30-Day Financial Wellness & Home Ownership Series I realize that the first three days covered a lot of information. And rightly so as our finances are important to the functioning of our lives. But for this post, I want to make it a little lighter. (smile) It’s on budgeting. There’s that word again. But I hope with a lighter twist. For this post, let’s talk about 3 tips for dating … [Read more...] about 3 Tips for Dating on a Budget
10 Smart Money Goals
Day 3: 30-Day Financial Wellness & Home Ownership Series S.M.A.R.T Specific. Measurable. Achievable. Realistic. Time-Bound. When setting goals for any area in life, following the S.M.A.R.T. blueprint is a good method to follow. In choosing to focus on the following 10 smart money goals, I offer examples that are common to the average person. As you prepare to either use these 10 smart … [Read more...] about 10 Smart Money Goals
